“Consumers are biting. They're biting because the opportunities are good and in part because they see that the bank is making a statement to them: 'You can afford it' -- when, in reality, most cannot.”
“[To be sure, you should pay attention, and move once the bills are enacted.] Understand (the plan). Know what you might want to do, ... it would be reckless to make any financial moves predicated on the proposals.”
