“It's just too complicated for them to get it from a brochure, or a Web site, or to answer the critical question of, 'What does this mean for me?' ... Unfortunately, it's going to take a real world test for us to figure out whether this works or doesn't work.”
“We may be looking at the start of a fundamental shift in what we mean by health insurance, from a system where we share risks to one where it's up to individuals to make their own deals and bear their own risks.”
“This is an option that can be a real good deal for many, many millions of people, but it's not for everybody, least of all people who are chronically ill and low-income.”
“A substantial number of beneficiaries are already enrolled, but a lot turns on what those who are on the fence decide to do between now and May 15. If they stay out for now, some could face financial penalties down the road if they later change their mind.”