“Most of the stuff they have is the same stuff they've always had, but now there are people saying, 'You know, I'm not going to limit myself to what the institution is giving me.' It's a matter of citizens saving themselves.”
“But in our experience it's not unusual to have either construction delays or delays in the planning. There are a number of legitimate reasons that have resulted in slower disbursements or slower project completions.”
“Nobody is really willing to come in with the kinds of initiatives that would both guarantee some level of coverage to everybody and get rid of some of the inefficiencies that are out there.”
